Accepted Insurance Plans

Torrance Memorial Medical Center is pleased to accept your HMO, Point-of-Service, PPO or EPO health coverage through any of the following plans:

  • Aetna
  • Blue Cross
  • Blue Shield
  • Care 1st (Medicare HMO only)
  • Central Health Plan
  • Champus/Tricare
  • Cigna
  • Healthnet
  • Humana
  • One Health Plan
  • Pacificare
  • Scan
  • Secure Horizons
  • Tricare for Life
  • United Healthcare

We are also a participating provider in all of the following PPO-only networks:

  • Admar
  • American Insurance Consultants (AIC)
  • Beech Street/Cappcare
  • First Health/CNN
  • Foundation for Medical Care
  • Interplan
  • Multiplan
  • Preferred Health Network (PHN)
  • Private Healthcare Systems (PHCS)
  • Torrance Unified Basic Plan
  • United Payors and United Providers
  • USA Health Network

We also accept:

  • Indemnity Insurance Plans
  • Medicare
  • Medi-Cal (not a participating provider for Medi-Cal HMO)

Learn About Understanding Your Coverage


HMO Members

While Torrance Memorial Medical Center is a participating provider under all of the health plans listed above, if you are in a HMO plan, the primary care physician you choose will affect where you are referred for inpatient and outpatient hospital services.

  • Torrance Memorial IPA
  • OCN Optum South Bay Group (formerly HealthCare Partners South Bay Medical Group)
  • OCN Optum South Bay IPA (formerly HealthCare Partners South Bay IPA)

Medicare Members

Insurance coverage choices for Medicare members include traditional Medicare, HMO plans, PPO plans, prescription drug plans, and Medicare supplement plans. Torrance Memorial is pleased to provide information to help you choose the best Medicare plan for yourself or a family member. Contact our ADVANTAGE program for assistance at 310-517-4666 or attend a Medicare 101 educational lecture.


Covered California Health Plans

Torrance Memorial Medical Center is contracted with:

  • Blue Shield of California PPO
  • Blue Shield of California HMO Trio (you must select TMIPA as your medical group)

When you choose a plan, ensure that it allows you to access the primary care physicians and hospital you prefer.

Learn More About Open Enrollment

Need Help Choosing a Provider?

If you need help finding a doctor affiliated with your health plan and Torrance Memorial, call our free Physician Referral line

310-517-4700